EPF Claim: For those who are employed, the money going into the Provident Fund every month is very important to secure their future. The management of this money is with the EPFO. However, it is often seen that when you withdraw money when needed, your EPF claim is rejected. This often happens due to your small mistakes. If you are a little careful, you can save your EPF claim from being rejected. Let’s take a look at those small mistakes, due to which such problems arise so that you do not get stuck in any such problem in future.
Complete details of claim rejection are not available on EPFO portal
Many times the EPFO portal does not give you complete details while rejecting your claim. The only information given by them is that incomplete documents were provided or a mistake was made in providing the information. Due to this, you do not fully understand where the mistake happened. The EPFO subscriber also does not understand what he should do next.
EPFO rejects the claim due to these reasons
- Incomplete KYC
- Aadhaar card not linked to UAN
- Mistake in name and date of birth
- Mismatch between UAN given in the form and EPFO records
- Date of joining and date of leaving missing from records
- Filling incorrect company details
- Incorrect bank account details
- Mistakes made while filling the claim form
- Failure of EPS transfer
- EPS account is not valid (basic salary is more than 15 thousand rupees)
- Failure to obtain Annexure K
How can we avoid these problems
- Check EPFO records and Aadhaar data
- Link your UAN with your Aadhaar card
- Update your PF nomination
- Update your previous job records
- Check all bank account details
- Obtain a pension certificate
- Check every information carefully before submitting the claim
- Keep a copy of all submitted documents
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