ATM Transaction Fail Reason: National Payment Corporation of India (NPCI) has informed that during the last three months, ATM transactions of Post Office Savings Account POSA investors are failing repeatedly. There are many non-technical reasons behind this and due to these the number of ATM transaction failures is increasing. If this is happening with you too, then know here the 5 reasons due to which your ATM related work is not being done.
NPCI has issued a circular regarding this on December 3, 2024 and based on this, here are the things due to which your ATM transactions are getting cancelled.
- The validity of the ATM is printed on the front side of the ATM card. The ATM card expires on the last working day of that month and year in which the date of the month and year is printed on the ATM, hence you should not do any transaction after that date. You should apply for replacement of such ATM card from your local post office.
- Remember the ATM PIN and key of the ATM card carefully so that ATM transactions do not decline.
- If the balance of an account is Rs 700 and you try to withdraw Rs 500, then that transaction will decline. In such a situation, check before withdrawing cash from the ATM otherwise your ATM transaction will be declined.
- If you are not sure about your account balance, always check it before withdrawing money from the ATM. Do not try to withdraw any amount so that you do not have the fear of transaction decline.
- You can withdraw a maximum of Rs 2500 from ATM in a day and do not try to withdraw more than this maximum limit.
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